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Farm + Industrial Antiques and Collectibles Old belt driven farm equipment: shellers, milkers, threshers, pumps and antiquities of the industrial revolution.

Farm + Industrial Antiques and Collectibles

Liability Insurance


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  #11  
Old 12-11-2016, 10:42:33 AM
Mark Dieckmann Mark Dieckmann is offline
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Default Re: Liability Insurance

I carry a $1M umbrella above and beyond my regular policy. Most shows have insurance to cover the club but most of them do not, I REPEAT, DO NOT cover the members or exhibitors. Some clubs will provide coverage while doing a demonstration, but as stated before not while on a joyride. The fact is you need insurance!! Another thing to keep in mind is that you can reduce your risk by being very cautious. Keep an eye on spectators, many appear to be ignorant of the dangers, take precautions to ensure that people will not be injured. Set brakes, leave in gear, disable ignition, lower implements, put up caution tape around moving displays, you know basic common sense in a world where it seems to be lacking.
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  #12  
Old 12-14-2016, 03:32:51 PM
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Mike Paul Mike Paul is offline
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Default Re: Liability Insurance

I was required to show a certificate of insurance in order in order to operate our 1950's era McDonough Model T car at the Baraboo, WI show this year. It caught me by surprise but my agent was able to send it to my phone which I dutifully held up to show to the 80 something year old woman working the registration desk. She squinted at it and pronounced all was well. I was covered under homeowners but even adding a short term rider is pretty inexpensive. For what it costs vs getting sued it's well worth the phone call or two.
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  #13  
Old 12-14-2016, 04:01:29 PM
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Brothers Clemens Brothers Clemens is offline
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Default Re: Liability Insurance

Want you all to know that we do not have an very good thoughts with Insurance companys.

There is an old Dutch saying about this.

An child can bring mony towards Insurance company’s (so easy it is to bring them the mony).

But when they have to pay out the mony then you need an hole army to take them there mony off.

They always hidding themselfs between the small letters to pay short as possible.

I only know one good story about them and that is when my grandfather lost his farm in the crisis in the 30.
He had help from the Insurance company NV. St Petrus.
Now all the farmers arround my father lost there farm but he was the only one that coult have it back from the same Insurance company after the crisis and jumped good out of it.

This Insurance company sadly does not exist anymore.




The rest we are dealing with now are crooks and thieves.

Sinds 1987 we are in court fights with them about huge spray damage cases and everytime they are fighting them almost dead on these cases.

In 1992 they had to pay almost 100 thousend gulders only on the laywer and court costs of 7 years of court fights.

Then in 1992 it happened again and they had to pay again.

Now we are sitting in it again sinds 2013.

We are already running thru our court Insurance limit on 50 thousend Euro.

And sure they are going to pay this no mather if i have to court fight for the rest of my life against them...

The High court Amsterdam have finaly already started to turn last spring.
An govrnement official must be brought in now to doing to procedure testing our plant on the chemicals that we found if they realy going dead.

I had an lot to do with Insurance companys and everytime the same storys they are lairs and they never want to pay....

But they are going to pay no mather and how long it wil take.

Last edited by Brothers Clemens; 12-14-2016 at 04:23:55 PM.
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  #14  
Old 12-15-2016, 02:08:17 PM
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Brothers Clemens Brothers Clemens is offline
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Default Re: Liability Insurance

About that old and early Insurance company that saved our family farm in the crisis from the 30’s and haystakfire where even the hole farm was burned down including the family dog and an huge flood in WWII and many times been bombed with an importand bridge head laying next to it..

Here i still have an old reminder of this one and only good Insurance company that we ever had.

It is an old ashtray with an rock in the sea.

They used and rock in the sea/ocean as there company logo.
They where realy an rock in the ocean for my Grandfather.

Other then the Insurance company’s are now these days......

The company must have been gone already in the 60’s.
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  #15  
Old 12-29-2016, 08:38:48 PM
Kevin O. Pulver Kevin O. Pulver is offline
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Default Re: Liability Insurance

Do you know how to tell the difference between a dead attorney and a dead skunk on the highway?
... there'll be skid marks in front of the skunk!

Honestly I have dealt with a couple of good insurance companies, and a few really bad ones too.
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